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my lease quote had a money factor of .00333 not sure how that is calculated .. he really didn't plug in too much info besides address ..etc.. I think this sheet is just a "payment esimator" so I guess technically the numbers could change

I just went to the local Tesla dealership today to get a quote for this deal .. the rate was 7.99% ... pretty sure I can do better .. does anybody know some good 3rd party lenders for Tesla / Cybertrucks ?