You do realize that the value of your current CTs dropped like 10-15k overnight? and that there will barely be any sales the next months until this, really great deal, version is coming online?
Sorry... I just registered but I just wanted to ask you for the reason how having opportunity Costs of 8000 USD x 4% = 320 USD per year is not almost like a "subscription"? you are out 8k AND on top you forgoe 320 in interest income...