Cybertruck insurance with a bullet resistant body?

cyberpays

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Electric trucks will be a great way to save money on fuel cost for the very 1st time a truck can be up to a 3rd of the price of normal ice truck to operate....but here is my issue...
Will the cybertruck get a break on insurance with its body and Windows best in class not to be replaced in a minor crash..or will the insurance be the same pricey surprise as other new electric vehicles reducing the advantage of fuel savings?
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Faffle

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Sure why no give you a credit. Oh, and then they will say it cost more to repair. Bottom line, you hand over more money every time.
 

TessP100D

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It’s is my experience that Tesla vehicles cost more to insure and way more to repair.
 

Luke42

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Electric trucks will be a great way to save money on fuel cost for the very 1st time a truck can be up to a 3rd of the price of normal ice truck to operate....but here is my issue...
Will the cybertruck get a break on insurance with its body and Windows best in class not to be replaced in a minor crash..or will the insurance be the same pricey surprise as other new electric vehicles reducing the advantage of fuel savings?
My wife works for an automotive insurance company you've heard of.

Bullets are not a major source of auto insurance claims.

The insurance rate comes down to the frequency (incidents) * severity ($).

Since bullet strikes are rare, being bullet-resistant is unlikely to have an effect on the insurance rate.

Reducing the number of crashes, and reducing the cost of crash-repairs, are how you bring down the insurance rate. So far, Tesla has been working to reduce the number of crashes -- but Teslas are expensive to buy and to fix.
 
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cyberpays

cyberpays

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My wife works for an automotive insurance company you've heard of.

Bullets are not a major source of auto insurance claims.

The insurance rate comes down to the frequency (incidents) * severity ($).

Since bullet strikes are rare, being bullet-resistant is unlikely to have an effect on the insurance rate.

Reducing the number of crashes, and reducing the cost of crash-repairs, are how you bring down the insurance rate. So far, Tesla has been working to reduce the number of crashes -- but Teslas are expensive to buy and to fix.
Yeah trying to get ahold of Tesla CA insurance prices to get an ideal...will share once I received something concrete!
 

Diehard

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Sure why no give you a credit. Oh, and then they will say it cost more to repair. Bottom line, you hand over more money every time.
How is your experience with Soul EV? It sounds like a very sensible choice.
 

Faffle

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How is your experience with Soul EV? It sounds like a very sensible choice.
It's an awesome car but has one issue, range. Mine is a 2015, had 95 miles range when i got it. I didn't know how to treat a battery, charged it 100%, traveled at 75 mph and fast charged it on really hot days. The battery warranty is better than Tesla, full replacement free of charge for any owner if less than 70% soh for 10 years. Had mine replaced summer 2020. I treat the new battery better and the car is like new.

In todays market i'd buy it again if it had 300+ miles of range with solar on the roof. As it is the ct dual or tri motor is most appealing to me.
 

Diehard

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It's an awesome car but has one issue, range. Mine is a 2015, had 95 miles range when i got it. I didn't know how to treat a battery, charged it 100%, traveled at 75 mph and fast charged it on really hot days. The battery warranty is better than Tesla, full replacement free of charge for any owner if less than 70% soh for 10 years. Had mine replaced summer 2020. I treat the new battery better and the car is like new.

In today's market i'd buy it again if it had 300+ miles of range with solar on the roof. As it is the ct dual or tri motor is most appealing to me.
I rented an ICE version in Maine for a week and I was shocked by how much I liked it. As a daily driver, it did everything we needed it to do admirably. Simply put, it was just fun to get around with it. EV version is probably even more fun. I need CT as all around vehicle for me but we need something with a more reasonable size my wife can drive as replacement for her ICE. Thanks for the helpful insight.
 

Luke42

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I rented an ICE version in Maine for a week and I was shocked by how much I liked it. As a daily driver, it did everything we needed it to do admirably. Simply put, it was just fun to get around with it. EV version is probably even more fun. I need CT as all around vehicle for me but we need something with a more reasonable size my wife can drive as replacement for her ICE. Thanks for the helpful insight.
My brother owned a Kia Soul for several years, and was a fan of it.

He eventually "sold his Soul" and bought a 4x4.

(He's a geologist, and needed the 4x4 for work.)

...The "sold his Soul" jokes stayed funny for a lot longer than I expected! 🤦‍♂️
 
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cyberpays

cyberpays

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My brother owned a Kia Soul for several years, and was a fan of it.

He eventually "sold his Soul" and bought a 4x4.

(He's a geologist, and needed the 4x4 for work.)

...The "sold his Soul" jokes stayed funny for a lot longer than I expected! 🤦‍♂️
Sold his soul to the devil for a ice truck like my Ram...great truck need to make them like the 2022 jeep wrangler plug in hybrid 50 mpg avg 22 mls on battery plug in!
 
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