No income proof, can I get financed?

[Kryptek]

I may just loose my 1,000$ deposit.. waiting for VIN

So my entire life I have never had credit (39yr) or a bank account, I only have a few payments left on my escrow. I already have the title.
~200k I have paid off in 5 years, about 3500 a month.

I went to my escrow bank to start a Heloc for $110,000 but they want a copy of my w2 to verify...

I can afford about 1500-2k/month for payment for CT

I put 20k down for my house 5 years ago and purchased on owners finance.

Is it possible to get a finance without proving source of income/W2?

Or is my best option to get a co-signer?

Sponsored

 

[Guylouis]

I may just loose my 1,000$ deposit.. waiting for VIN

So my entire life I have never had credit (39yr) or a bank account, I only have a few payments left on my escrow. I already have the title.
~200k I have paid off in 5 years, about 3500 a month.

I went to my escrow bank to start a Heloc but they want a copy of my w2..

I can afford about 1500-2k/month for payment for CT

I put 20k down for my house 5 years ago and purchased on owners finance.

Is it possible to get a finance without proving source of income/W2?

Or is my best option to get a co-signer?

Just apply through Tesla finance. should be fine

 

[Kryptek]

Just apply through Tesla finance. should be fine

I did! but if they require a w2 or proof of income, im shit outta luck and loose 1k

 

[Travis64]

I did! but if they require a w2 or proof of income, im shit outta luck and loose 1k

They dont

 

[Kryptek]

They dont

oh lord dont tease me! haha, I went from mount everest emotions thinking I could start my Heloc without issues to realizing I might never have a tesla, back now to everest dreams!

 

[SlegMD]

…

 

[AnthonyJ]

Just pay cash

 

[SlegMD]

Take equity out on the alleged house? Not the best idea but this whole situation is weird so why not?

You the guy that hacked my check accounts last week? If you are get a real job

 

[Kryptek]

Take equity out on the alleged house? Not the best idea but this whole situation is weird so why not?

You the guy that hacked my check accounts last week? If you are get a real job

I am not like everyone else, clearly.. not many people can pay off 200k in 5 years...
Im not a drug dealer or hacker, I dont have a bundle of cash/cars/women or credit.

but i am reliable, I wish it was setup better for people like me

 

[SlegMD]

I am not like everyone else, clearly.. not many people can pay off 200k in 5 years...
Im not a drug dealer or hacker, I dont have a bundle of cash/cars/women or credit.

but i am reliable, I wish it was setup better for people like me

You finance that there doublewide?

Look- I don’t care really. Declare your income, pay your taxes, get a credit score. Then enjoy the amenities of society. Or dont

 

[Synchronicity786]

lol it’s April 2nd but lots of April 1st like posts today.

 

[Kryptek]

lol it’s April 2nd but lots of April 1st like posts today.

well i didnt post this for humor at all

 

[Synchronicity786]

Was referring to the mysterious nature of your income and others responses.

 

[CyberTruckeeTheOne]

Tesla's financing partner may, but you'll have big downpayment and sky high interest rates.

Take it from me, I have an 830 credit score, I showed I have lots of stock investments and getting non-taxable six figure income from them and another near $200K on home equity.

But got into switch and bait that final offer was 30% downpayment and interest rates way north of 7%.

I laughed at them mockingly and told them I'll pay cash. So it's a loss-loss for them both, Tesla spread/rebate and their bank assured interest income for sure non-defaulting (non even delayed payment) customer.

Good luck but be ready to pay cash if you really want your Cybertruck.

 

[Mrp911]

I may just loose my 1,000$ deposit.. waiting for VIN

So my entire life I have never had credit (39yr) or a bank account, I only have a few payments left on my escrow. I already have the title.
~200k I have paid off in 5 years, about 3500 a month.

I went to my escrow bank to start a Heloc for $110,000 but they want a copy of my w2 to verify...

I can afford about 1500-2k/month for payment for CT

I put 20k down for my house 5 years ago and purchased on owners finance.

Is it possible to get a finance without proving

Try tenet.com as deferred options may help. Lower payments and make it easier

Or is my best option to get a co-signer?

Sponsored