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Its not, the Kona is under financing as well, with 25k remaining on balance, but market value currently is about 28+ so I am at a good point of time to correct a bad financing decision I made in 2019 (7 years, although it has 8 years warranty and at the time I thought we'll keep it that long, it...

I have early CT tri motor reservation - approx. 10k in line on the trim, or 40k overall so I guess I should get one within a year of starting manufacturing. I am currently with 2019 Hyundai Kona, we really need something larger but keep waiting and suffering in long distance with baby car seat...

That is EXACTLY right, Financing in Canada is very, very expensive when not done through dealership. Anything be it renovation, appliances, used car, RV, boat - financing is about 4-7% in Canada, while in the US it is a LOT cheaper. I don't understand that, why other lenders don't get into this...

I actually have an RBC US bank account, how to check if I have US credit history? and then perhaps its reason enough to keep it active exactly to be eligible for US financing, I was thinking of closing it as recently I stopped needing it.

Could you please tell about your past experiences, how did you do the financing in the US? Nice, did you finance it, if so could you provide details on what the dealer offered and how that works for Canadians in US dealerships? Sure, but do US Dealerships/financial institutions provide...

For example, who would finance with nice APR, nothing crazy above 4%.

What about the purchasing itself? I assume we'd have to have cash, as we couldnt get Financing while buying in the US?