Best Financing for your Cybertruck

[Davidwesty68]

Or call/email them Monday. They‘re super helpful.

I tried again d the application was accepted!. I put University of Maryland Alumni Association. I did not see it on the list but it went through this time! ?

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[jf64k]

I tried again d the application was accepted!. I put University of Maryland Alumni Association. I did not see it on the list but it went through this time! ?

Nice, welcome to the club, haha!!

 

[Davidwesty68]

Nice, welcome to the club, haha!!

Did you ever actually join ? Looks like $55 a year.

 

[Davidwesty68]

University of Illinois has 4.99% up to 75 months (110% LTV, 730 or higher, 2024 or newer).

Super-easy to join and very friendly staff.

Auto Loans - U of I Community Credit Union (uoficreditunion.org)

If you don't qualify by any listed affiliation, the easiest way to qualify is to join the University of Maryland Alumni Association: Membership | University of Maryland Alumni Association (umd.edu)

looks like the rates go up with term..4.99% is only good for 24 months. 75 months is 6.25%

 

[jf64k]

Did you ever actually join ? Looks like $55 a year.

I’ll just say I was fully prepared to join, haha!!

 

[jf64k]

looks like the rates go up with term..4.99% is only good for 24 months. 75 months is 6.25%

Click the “view current promotions“ link at the bottom of the rate table. The 4.99% is up to 75 months.

Must have a 110% maximum loan to value, a 2024 or newer vehicle, a maximum term of 75 months, and a 730 or greater credit score to qualify for the 4.99% Annual Percentage Rate (APR) financing.

 

[Davidwesty68]

Click the “view current promotions“ link at the bottom of the rate table. The 4.99% is up to 75 months.

You are correct! Found it in the fine print !

 

[Davidwesty68]

Click the “view current promotions“ link at the bottom of the rate table. The 4.99% is up to 75 months.

Ok I got my financing secured today

Do you have experience with this C.U.? I am curious how good their payment system and account details are, via the interwebs or mobile app. Thanks!

University of Illinois has 4.99% up to 75 months (110% LTV, 730 or higher, 2024 or newer).

Super-easy to join and very friendly staff.

Auto Loans - U of I Community Credit Union (uoficreditunion.org)

If you don't qualify by any listed affiliation, the easiest way to qualify is to join the University of Maryland Alumni Association: Membership | University of Maryland Alumni Association (umd.edu)

OK everyone I just got my financing secured with University of Illinois Community Credit Union! I secured 4.99% for 75 months! Thank You JF64k for bringing this offer into this post. I improved on my original deal of 6.11% for 60 months. This comes down to a lot of money being saved. If anybody is questioning or wondering about this offer, it was really super easy, they want your business, and nothing was ever mentioned about my membership with the Maryland alumni association. It was exactly how it was described above in this post.

Thanks again!!

One thing to note, they want to see the cyber truck payment being no more than 9% of your gross monthly income. If the payment gets above that they may require a down payment. I did have to put a little bit more money down than my original finance deal with a local bank here but for that 4.99% rate and also going longer term to 75 months was worth it.

 

[Davidwesty68]

Can anyone that has already accepted delivery of the Cybertruck Foundation LR send a picture of their “Window Sticker”? My bank is requiring one and evidently the Tesla Purchase Agreement is not enough.

Thanks!

 

[jf64k]

Can anyone that has already accepted delivery of the Cybertruck Foundation LR send a picture of their “Window Sticker”? My bank is requiring one and evidently the Tesla Purchase Agreement is not enough.

Thanks!

They accepted the MVPA from me, which is different than the Order Agreement.

They won't accept the OA. You get the MVPA after you get a VIN.

Hope this helps!!

 

[Bizarrkley]

I went through the Tesla process and they farmed it out to TD Auto. I am not a fan of them or their website. I got 6.49% on about $50K loan. Does anyone know if I can re-finance or essentially transfer my loan? I've never done this before but a point and a half with a better bank sounds very attractive.

 

[Davidwesty68]

They accepted the MVPA from me, which is different than the Order Agreement.

They won't accept the OA. You get the MVPA after you get a VIN.

Hope this helps!!

Yes I sent that to them ..weird they asked for an actual window sticker. I did actually find one online!

P.S. I had to join the University of Maryland Alumni Association! ?

 

[pricedm]

https://www.ussfcu.org/personal/personal-loans/auto-loans.html

Approx. 2 weeks from starting membership process to loan funding.

I received a check via FedEx. I took the check to Tesla a few days after taking delivery of my Model Y.

 

[Davidwesty68]

https://www.ussfcu.org/personal/personal-loans/auto-loans.html

Approx. 2 weeks from starting membership process to loan funding.

I received a check via FedEx. I took the check to Tesla a few days after taking delivery of my Model Y.

That is a good deal! What are the qualifications to join the credit union !

 

[pricedm]

That is a good deal! What are the qualifications to join the credit union !

Nothing really…there’s a step to join an organization like “American consumer council” or something like that. No fee or fee paid by USSFCU. Very easy application process.

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