Tesla insurance in Florida starts Dec 15 - will you switch?

[espresso-drumbeat]

Tesla will announce insurance in Florida on Mon, Dec 15 but from what I've read it's not very competitive and at times causes wild fluctuation in premium.

For those that have or had Tesla insurance on their CT - what's your opinion?

Sponsored

 

[pricedm]

Colorado driver. I used Tesla insurance when I had a 2023 Model Y, ICE car, and <21 year old driver. Due to my child's age, Tesla insurance was significantly lower cost compared to competitors. However, once she turned 21, plus adding a Cybertruck, I found Progressive to lower cost approx $100/month.

"Shop around!"
Lemonade
Progressive
Nationwide
Geico
...

 

[SCTesla]

Tesla will announce insurance in Florida on Mon, Dec 15 but from what I've read it's not very competitive and at times causes wild fluctuation in premium.

For those that have or had Tesla insurance on their CT - what's your opinion?

The biggest complaints that I have seen are; you are punished for driving at night, punished for not using FSD, or hard braking events and they are terrible to try to get support if you need to file a claim. Much like Tesla, they prefer no phone contact.

Otherwise, most say it starts out cheaper and some say it remained cheaper for them. Options are great to have.

 

[silvioscope]

I will definitely quote them! I use FSD all the time

 

[Beetlebug62]

Definitely get a quote, particularly if you use FSD a lot.

I had Liberty Mutual for 47yrs, then my CT premium came in at $280/mo!!! I was thinking it would be around $180/mo. So, I went shopping and got $75/mo from Progressive with better coverage!

 

[Dragoon]

When I purchased my truck back in February, Tesla's insurance was at least triple what State Farm had quoted me. I have a clean history with no tickets or wrecks. I should check back since it has been a while, but they weren't even close to being competitive when I first checked.

Sponsored