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Cybertruck insurance comparable to Tesla

gregr

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First Name
Greg
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Mar 6, 2026
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Denver, CO
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2023 Model Y, 2026 CT premium AWD ordered
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Geico was the cheapest for me in CO. Actually Lemonade was slightly cheaper, but the Geico rate didn't require monitoring, so I went with that. American Family declined to cover the CT. And Tesla was about 3x the price (for identical coverage), which I thought was pretty crazy.
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DMSTR

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Erich
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Paducah, KY
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2026 Cybertruck Premium
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Project Manager
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Wow, that's waaaay more than I'm paying for my CT through them. But, it's bundled with a bunch of other stuff (another car, home, umbrella, etc).
I see rates by other companies are also all over the place depending on location. It may just be higher in KY for Amica.
 
 








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