NY Cybertruck Car Insurance

[2blentendre]

Hi all, I’m in NY and just found out that my insurance company (Geico) has the Cybertruck on a restricted list of vehicles along with Bugatti etc. So they won’t insure it.

Can anyone in NY chime in on which company they were successfully able to obtain car insurance on the Cybertruck in NY?

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[Coagulation]

Liberty mutual

 

[2blentendre]

Even the Rivian R1S is on the “do not insure” list for Liberty Mutual in NY. I highly doubt they will do it for Cybertruck. I’ll call and ask though

 

[TexasRaider]

Interesting since there are Fords and Cadillacs that are more expensive than a CT.
CT effectively has a low jack equivalent, like every Tesla. Ha

 

[plaidmodelx]

Im in NY and my is insured via GEICO. Maybe because I insured it like 2 Months ago?

 

[mark555055c]

NY and Geico here, but same, it was months ago. I'd recommend calling if you have not. Chat and web quotes were funky when i tried to add my CT VIN a couple months back.

 

[2blentendre]

After the comments here, I called Geico again. I haven’t had any issues getting a 6-month quote.

However, now they are saying that they can insure it for 6 months, but that the Cybertruck would be dropped from my insurance in the NEXT 6 months due to a company policy change. So they will no longer renew the insurance for it in the future.

Just a heads up to anyone in NY with Geico. I don’t mean to be the bearer of bad news and I sincerely hope this is bad information, but I wanted to pass the info on to avoid any surprises.

 

[2blentendre]

NY and Geico here, but same, it was months ago. I'd recommend calling if you have not. Chat and web quotes were funky when i tried to add my CT VIN a couple months back.

I’ve spoken to 4 reps so far.

 

[plaidmodelx]

GEICO just dropped me saying the Cybertruck is an exotic vehicle. Progressive, Liberty Mutual, GEICO, haggerty. All will not insure the vehicle. Allstate wouldn’t accept me because I wasn’t with GEICO for at least 5 years. State Farm was my only option. This is a big problem for those in NY

 

[2blentendre]

Sad to hear it. But yes, see it’s happening. People are starting to get dropped.

I keep asking people on how I can escalate this issue so that Tesla is aware, but I’m not getting any answers. If anyone has a working Tesla email, let me know please. I’d like to reach out to increase awareness.

I direct messages Sawyer Merritt on X, he responded saying that Tesla is aware of the issue and working on it… but to be sure I’d like to reach out myself.

This is a serious issues for NY and will only get worse in the next 6 months.

 

[Its4kito]

Tesla should start yet another company: “Tesla Insurance Co”. Can anyone think of a more edgy name? Jolt Insurance, Shocker Insurance

 

[2blentendre]

I heard back from a reliable source that the new head of Tesla insurance (former Geico executive) has heard from NY Cybertruck owners about these issues and is working on creating solutions.

 

[smmr10]

Hey guys, I was able to get a quote on it through GEICO but it’s ridiculously expensive; ~$383/month. What rates did you guys get? Any pointers would be greatly appreciated.

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