Insurance cost / quotes / premiums for Cybertruck -- what's yours? 💲

[Gigahorse]

So it looks like even influencers are getting hit with highish insurance premiums.
That puts the Cybertruck at $960-$1420 a month with current rates if standard financing and depending on which end of the insurance quote you get.
Hate to see what someone with multiple drivers on the policy, a speeding ticket, or a previous accident would pay.

$2,500 a year for insurance is steep, and that is about the middle of the road quote.
And Tesla is supposed to "offer the best insurance rates because Tesla knows how safe these vehicles are"

Source greggertruck on X

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[Gigahorse]

Same source as previous post.
Well over 4.4k a year to insure cybertruck........ $1,600 a month between just payments and insurance, a mortgage in some parts of the country.
I certainly hope these insurance #s come down a LOT

 

[PastGas84]

For my VIN yesterday and I got a quote from Tesla Insurance at $243.22/month....that is high to me seeing how I already insure 2 Tesla's with them for $247/month

 

[Steelrebels]

For my VIN yesterday and I got a quote from Tesla Insurance at $243.22/month....that is high to me seeing how I already insure 2 Tesla's with them for $247/month

I also just got VIN and I'm in Socal, but I don't see Tesla insurance quote option in my app, did you call them?

 

[Gigahorse]

For my VIN yesterday and I got a quote from Tesla Insurance at $243.22/month....that is high to me seeing how I already insure 2 Tesla's with them for $247/month

Yea unfortunately $200-$300 a month seems to be the norm for insuring a CT.
REALLY hope these #s come down across the auto insurance companies, with Tesla being so high it may take some time but paying $2,500-$3,500 in insurance alone is going to be tough and push this truck out of affordability range for a lot of us

 

[PastGas84]

I also just got VIN and I'm in Socal, but I don't see Tesla insurance quote option in my app, did you call them?

I did not it was apart of my delivery tasks but it tells me that I have to wait for a delivery date before I can purchase. Apologies for the delayed response.

 

[cgladue]

So it looks like even influencers are getting hit with highish insurance premiums.
That puts the Cybertruck at $960-$1420 a month with current rates if standard financing and depending on which end of the insurance quote you get.
Hate to see what someone with multiple drivers on the policy, a speeding ticket, or a previous accident would pay.

$2,500 a year for insurance is steep, and that is about the middle of the road quote.
And Tesla is supposed to "offer the best insurance rates because Tesla knows how safe these vehicles are"

Source greggertruck on X

luckily i work at home so i list my vehicles as "pleasure" vehicles

 

[Gigahorse]

luckily i work at home so i list my vehicles as "pleasure" vehicles

Yea if you have really low mileage that helps. BUT some people try to say they have low mileage then get a claim denied after their vehicle has way more miles that it should based on their quote

 

[cgladue]

I also just got VIN and I'm in Socal, but I don't see Tesla insurance quote option in my app, did you call them?

@Steelrebels can you share what date you got your VIN on ?

 

[Steelrebels]

@Steelrebels can you share what date you got your VIN on ?

I got vin yesterday 2/19/24

 

[DumpsterFire]

$1200 per year for the CT AWD with USAA for me. Actually the exact same as my M3 which I’m replacing.

That being said, I’m an exceedingly boring driver with zero tickets in the last 30+ years so there’s that….

 

[cgladue]

Yea if you have really low mileage that helps. BUT some people try to say they have low mileage then get a claim denied after their vehicle has way more miles that it should based on their quote

correct, but i am a perfect driver and all my claims are with the other drivers' insurance j/k

but yea i don't drive that much, so I think it is an allowable choice for me

 

[Gigahorse]

correct, but i am a perfect driver and all my claims are with the other drivers' insurance j/k

but yea i don't drive that much, so I think it is an allowable choice for me

Yea nothing wrong with being a "low mileage driver" it is just a common thing for people to unknowingly or knowingly report WAY under their miles driven per year, then when they file a claim they can get denied when their vehicle has significantly more miles on it.

 

[AU742]

Quoted $140/month from State Farm in GA.

 

[U92]

For me USAA it's only an extra $69 a month lol, I have two other vehicles insured as daily drivers and home insurance. Member since 07. All depends on your state and city too. I am in Oregon.

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