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Cybertruck insurance comparable to Tesla

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Cyberostachu

Cyberostachu

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Provide the state you are in when stating your premium. It makes a big difference.
I just googled and nv where I live is one of the highest premiums in the country. Sime years, it's #1 most expensive. Oklahoma is slightly lower than the country average.
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AWDMK4

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Thanks for the comparisons. I've been with Tesla insurance since we bought our first M3 in Oct 2023. We have 2 M3s, my 2017 F150 4WD, and my 21 year old son's 2017 VW Golf. 3 drivers, 4 cars and it's been averaging around $540/month.

Tesla was the cheapest for me in 2023 but once I get a VIN on the CT I'm shopping around.
 


LivinLrge

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Geico. Palm Beach, Florida.
No accidents or Tickets
840 credit score
CT Cyberbeast and Model 3 Performance about the same.
250/500.
$1000/$1000 Deductible on both.
No Roadside to Extras.

If you have a clean record and are not considered "risky" and getting much higher prices - I would pull your CLUE report. I had found someone that had accidents with a different middle name appears in my records. Once that was fixed, my rates have been great.


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Beetlebug62

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I would appreciate a response if there is an insurance company out there offering competitive coverages and cost to Cybertruck Insurance. Tesla offers a safety score pricing. I don't know if there's other system in the market.

Thank you.
There's another insurance that is based upon FSD usage or something like that; Lemonade. Not sure if it's national yet.

I have Progressive, $85/mo, in Maine. I had Lib Mutual which wanted $280/mo, and I had been with them for 47yrs.
 

MX5

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Take a look at Lemonade if their are available in your area. They charge a base rate plus milage (FSD driven miles are half the rate of manual drive) I'm about $150 a month for 1500 miles 97% FSD
 

BabOne

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Yikes!!!! That's expensive. Is that for 6months? I hope its for 12 months, even then that almost a car payment right there. Time to move to Oklahoma, I guess. Lol
Yes this is yearly cost.
 
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Take a look at Lemonade if their are available in your area. They charge a base rate plus milage (FSD driven miles are half the rate of manual drive) I'm about $150 a month for 1500 miles 97% FSD
Thanks. That's very interesting. I'll look into it.
 


tsanltr

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$163/mo with USAA in TX. $1000 deductibles
 

Araknai

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$167/mo, Farmers, MN
Bundled with home they beat the Tesla quote ($212/mo)
 
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Cyberostachu

Cyberostachu

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Take a look at Lemonade if their are available in your area. They charge a base rate plus milage (FSD driven miles are half the rate of manual drive) I'm about $150 a month for 1500 miles 97% FSD
I checked out lemonade. Too bad they don't have business yet in my state of NV. It would be ideal for me because I only drive an average of 600 to 700 a month and also use 97% fsd.. Is that gonna amount to only $100 or less a month? $150 a month is still a big break for me.
Hope lemonade comes to Nevada soon.
 

rtfitch

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I agree. Statefarm is ridiculous. I just switched to Progressive. I pay $83 for my 2026 Y. (Oklahoma)
Likewise I had Progressive for about the same with three other cars and our home, but they killed me when they inspected our property and said that they do not insure homes of such a "high value" in Texas and canceled the Home Owner's policy, which was paid in advance and AFTER I canceled my other home owner's insurance. Allstate to the rescue, thousands less for the house when bundled with the cars and I am at about 80 bucks a month for the truck with everything but rental cars and all that other stuff....very happy. It IS a good idea to review your insurance status every year or so, can save you big bucks...saved me a wad. Now the facility at the North Pole is another story...self-insured.
 

Jgriz

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I also pay about 74 dollars a month with State Farm. I live in Pennsylvania. About twice the price of my Jeep
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