Military Cybertruck Loan Interest

[rizvend]

oh, ok my bad, i am getting 0%

From who?

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[SolarWizard]

Yea the current rates are pretty rough for auto loans.
Sure would like one of those 0% interest for three year loans they used to have from some auto companies.

I took advantage of one of those. My last Gladiator payment autopays next week. I put literally $1 dollar down and got it for $10k below MSRP. People being scared of dealers are so amusing to me

 

[DumpsterFire]

if i had to pay this high of interest rates i would never buy my truck

Seems unnecessary to be a prick on this, Chad.

Lots of people finance automobiles. Even $100k ones.

Why act this way?

 

[Celiboy]

I was able to catch my credit union (Educational Employees Credit Union) during a period where they advertised 4.9% if the loan was funded between March 1st and 31st. My truck coming late actually is gonna save me some money in the long run.

 

[CyberTruckeeTheOne]

I may still try others later once I hear further progress from Tesla since these offers expire in March. Too many inquiries ding your score.

You may try US Senate Federal Credit Unio.

Published rate is 5.65% but strict on income.

Very bureaucratic that considers only taxable income even wirh proof and documents of larger not-yet-taxable 401K or Roth IRA $100,000+ yearly investment income.

 

[PistolPeteCT]

I am interested in a loan for a military Cybertruck!

Is that what the thread is about?!

 

[TexasRaider]

JPMC is also offering 6% for “well qualified buyers”.

 

[Travis64]

I just got 0 down 84 months at usaa for 7.14%

edi
They only cover 90% of msrp

 

[Ward L]

I was all excited to open up a new account at Navy FCU and get my financing all set. Dad was in the Navy for 20 years and I could join because of his service. I thought he would like knowing he and the Navy helped me, once again. I went down to the office (I could not do it online), opened up an account, gave them my income and loan amount with 825+ credit score and boom, they would only loan me $51k at 5.4%. I think the mistake I made is not bringing my wife down to make it a joint account. She had no interest in joining me to go to a bank! This process has been an eye-opener for me. I’ve had a credit rating of over 800 for years, have plenty of assets and income, but I still have to jump through hoops to get a car loan! One ding on my ability to get a car loan is that I have NEVER HAD a car loan before! I’ve always paid cash.

Now that I have an individual account, I can open up a joint account online and include all our income and perhaps get what I was expecting.

 

[Travis64]

I was all excited to open up a new account at Navy FCU and get my financing all set. Dad was in the Navy for 20 years and I could join because of his service. I thought he would like knowing he and the Navy helped me, once again. I went down to the office (I could not do it online), opened up an account, gave them my income and loan amount with 825+ credit score and boom, they would only loan me $51k at 5.4%. I think the mistake I made is not bringing my wife down to make it a joint account. She had no interest in joining me to go to a bank! This process has been an eye-opener for me. I’ve had a credit rating of over 800 for years, have plenty of assets and income, but I still have to jump through hoops to get a car loan! One ding on my ability to get a car loan is that I have NEVER HAD a car loan before! I’ve always paid cash.

Now that I have an individual account, I can open up a joint account online and include all our income and perhaps get what I was expecting.

Go to usaa they do
0 down

edit

nvm they only cover 90k

 

[jf64k]

Bit of a thread jack, since this isn't related to military service or affiliation:

Carolina Cooperative CU has 5.99% up to 84 months (780 or higher), but loan max is $100,000.

Loan Rates — Carolina Cooperative FCU (carolinacoopcu.com)

I used them for my two MYLR's in 2020. Super easy to work with. You had to join the North Carolina Consumer Council to apply for CU membership (don't know if that's still a thing in 2024).

 

[schmo]

Navy FCU gave me 72 months at 5.94%

 

[rizvend]

I was all excited to open up a new account at Navy FCU and get my financing all set. Dad was in the Navy for 20 years and I could join because of his service. I thought he would like knowing he and the Navy helped me, once again. I went down to the office (I could not do it online), opened up an account, gave them my income and loan amount with 825+ credit score and boom, they would only loan me $51k at 5.4%. I think the mistake I made is not bringing my wife down to make it a joint account. She had no interest in joining me to go to a bank! This process has been an eye-opener for me. I’ve had a credit rating of over 800 for years, have plenty of assets and income, but I still have to jump through hoops to get a car loan! One ding on my ability to get a car loan is that I have NEVER HAD a car loan before! I’ve always paid cash.

Now that I have an individual account, I can open up a joint account online and include all our income and perhaps get what I was expecting.

Longetivity and dynamic history has it's perks. My ex- wife made sure about that. ???

 

[rizvend]

Holding off on inquiries until I get a vin since my loan offers have expired.

 

[Ward L]

Navy FCU gave me 72 months at 5.94%

How much down?

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