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Cybertruck vs. San Francisco Bay Bridge Debris – $2,300 Repair Bill

cyber_danko

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Hello everyone, I’ve got a wild one for you Cybertruck owners. I had a run-in with some rogue roadway debris on the San Francisco Bay Bridge the other day, and I’m still processing the repair experience that is underway. Truck is at the Dublin (Houston Place) repair center, waiting for insurance adjusters to review the damage before repair.

I’m cruising along in my 2024 Cybertruck (AWD, Foundation Series) when the car ahead of me hits some random metal junk on the bridge. I think it was a trailer hitch, or something else heavy and metal. Next thing I know, this huge chunk of steel flies up like a missile, getting Final Destination vibes. No warning, no chance to swerve with traffic boxing me in. It slams into the front of my truck with a bang so loud I thought I’d been shot at. No service alerts pop up, so I keep driving, white-knuckling it until I can pull over in SF to check the damage.

I hop out and see this mangled piece of metal with a bolt is wedged right into the front air baffle and cooling system. The plastic around it is cracked to pieces, and the whole front fascia looks like it took a beating. Amazingly, the truck’s still drivable – no overheating, no warnings, but the front louver wasn’t so lucky. I had an appointment for the front drive inverter recall the next day, so I took the truck home and waited for the appointment. I messaged the service center, and they agreed to add a repair estimate to my service items at the last minute as an emergency concession.

Here’s the kicker: the repair bill came back at $2,300. They’re replacing the front fascia, the cooling module, and the radiator. I got lucky it didn’t smash my custom wrap or tinted windshield – that would’ve jacked up the cost even more. Still, $2,300 for what feels like a freak accident stings a bit. Insurance is going to cover it under comprehensive since it was flying debris, and I am not at fault.

So, what do you all think? Is $2,300 a fair price for this kind of repair on a Cybertruck? I’m impressed the truck held up and stayed drivable considering what happened, but I’m wondering if the unique front-end design makes repairs pricier than they’d be on, say, a Model Y. This is not a painted part, and totally plastic. The louvers and baffle is totally destroyed of course.

Tesla Cybertruck Cybertruck vs. San Francisco Bay Bridge Debris – $2,300 Repair Bill IMG_1285


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Tesla Cybertruck Cybertruck vs. San Francisco Bay Bridge Debris – $2,300 Repair Bill IMG_1282




Tesla Cybertruck Cybertruck vs. San Francisco Bay Bridge Debris – $2,300 Repair Bill Screenshot 2025-02-28 at 11.58.59 AM
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KF3K

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$2,300 is right on the bubble where it may not be worth filing an insurance claim due to deductible + what it'll do to future rates, but if you want go that route (or for future reference) this would be covered by your collision insurance—you collided with the debris. If you have dashcam footage and/or the object in hand, it's possible your insurance company might try to track down its origin, to subrogate to whomever insured the vehicle it separated from.
 
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Mini2nut

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$2,300 sounds totally reasonable in todays automotive repair world. A single Ford F250 replacement LED taillight is over $2k.

You’re lucky the metal fragment didn’t bounce off the pavement and fly through your windshield. I would go out and purchase a lottery ticket?

I would love to see a pic of the metal part that caused the damage. Have you pulled it out yet?
 
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Crissa

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$2,300 is right on the bubble where it may not be worth filing an insurance claim due to deductible + what it'll do to future rates, but if you want go that route (or for future reference) this would be covered by your collision insurance—you collided with the debris. If you have dashcam footage and/or the object in hand, it's possible your insurance company might try to track down its origin, to subrogate to whomever insured the vehicle it separated from.
If they up your rate over this, you need to name and shame them.

-Crissa
 


eswimm

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$2,300 is right on the bubble where it may not be worth filing an insurance claim due to deductible + what it'll do to future rates, but if you want go that route (or for future reference) this would be covered by your collision insurance—you collided with the debris. If you have dashcam footage and/or the object in hand, it's possible your insurance company might try to track down its origin, to subrogate to whomever insured the vehicle it separated from.
Fairly certain airborne debris is a comprehensive claim, not collision. Hitting something on the roadway is collision.

Clearly airborne since it impacted the front of the vehicle above ground level.
 
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cyber_danko

cyber_danko

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Fairly certain airborne debris is a comprehensive claim, not collision. Hitting something on the roadway is collision.

Clearly airborne since it impacted the front of the vehicle above ground level.
You are correct. This is a comprehensive claim. My insurance company (USAA) confirmed.

I have not removed the object as it is lodged tight in the front of the vehicle firmly. Looking forward to Tesla Service removing it, and showing what it really was.

Crazy thing is I was following the lead vehicle by about 2.5 seconds, so I saw it go high airborne, and come at the driver side before impact. Very lucky impact all things considered. It is driver side, so it could have easily went through the windshield right at my face.
 
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