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firsttruck

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probably but insurance would likely pay you for it. but if the price went way up you may be out of luck.
Don't assume insurance will cover. Their business model is based on denying as many claims as possible while convincing customers they won't.

Insurance may not cover all options especially software since it is a new category of claim that traditionally never existed before in consumer insurance. Insurance coverage of product that cost the fabricator near zero marginal cost but retails for thousands dollars or even 10s thousands dollars. Insurers are not going to payout claims of that size without a rate increase.

If you have FSD, or other software options you should check your insurance policy when you buy your Tesla (even if you get Tesla insurance).
 

FrunkyTrucky

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Page Mill Road is where Tesla Engineering HQ is located. Probably an employee doing some Autopilot testing. Video is not clear enough to see if the Cybertruck had a manufacturer plate. The Corolla hit the mountain before it hit the Cybertruck, thus helping to total the Corolla.
 

rguptaca

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Canada insurance is not like US insurance. I have inside knowledge. The first response is not to deny a claim.
We have new vehicle replacement for X number of years. If “totalled” our particular insurance will cover FSD replacement. We specifically explained it’s cost and how it’s an optional software add on after we purchased it.
Because the call was recorded and they were speaking to my spouse a lawyer they will have a though time denying a claim the way Canadian courts work.

At some point the insurance industry will pressure Tesla to replace FSD free because when Tesla provides insurance it’s free for them to turn it on. This is one lawsuit with a good law firm behind it away.
 

Cyberman

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Found this on Reddit a few minutes ago, looks like a head on with a smaller car. No photos of the damage on the Cybertruck, but the car looks worse for wear.

The CHP summary of the accident: "On December 28, 2023 at approximately 2:05 pm, CHP Redwood City units were dispatched to a two-vehicle crash on SR-35 (Skyline Boulevard), south of Page Mill Road. Our preliminary investigation indicates a Toyota Corolla was traveling south on SR-35 southbound, south of Page Mill Road, at an unknown speed, when the driver, for unknown reasons, turned to the right and subsequently struck a dirt embankment on the right shoulder. The Toyota then re-entered the roadway, crossed over the double yellow lines into the northbound lane, and crashed into a Tesla Cybertruck traveling north on SR-35 northbound. The Tesla driver sustained a suspected minor injury and declined medical transportation. No other injuries were reported. It does not appear that the Tesla Cybertruck was being operated in autonomous mode. The investigation into this incident is ongoing."



1cw6jwsho49c1.png


Photo of the Cybertruck's driver side:


cybertruck-crash-accident-jpeg.jpg



The Toyota Corolla:

1u2a97yho49c1.png
Aaaw, man. I would sure hate to be the first idjit to wreck into a Cybertruck. They've been out less than a month, and you had to find your way into a headfirst smashup? Sheez.
 


DrPhyzx

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That is interesting. Hwy 35 runs along the coastal range near where I live. It is a windy but mostly level road, frequented by motorcyclists (comment @Crissa?) . Hwy 17 is also a windy mountain road and also known for accidents. This description paints the Cybertruck completely differently than the previous story.
I live along Skyline (35) just a few miles north of this location, and heard fire trucks roll for this accident from a nearby station. Skyline is not by any standard "mostly level", and this particular section, a steep downhill with sharp corners just south of Alpine/Page Mill is an accident magnet: There have been a number of fatal accidents in this ~1km stretch in the last 10 years, most of which have involved a car leaving the roadway. I've also seen a lot of RC CT up here (there was one at Alice's this afternoon) so I'd have to say this seems like a very likely place for the first CT to have been in an accident considering how few are on the road.
 

firsttruck

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Canada insurance is not like US insurance. I have inside knowledge. The first response is not to deny a claim.
We have new vehicle replacement for X number of years. If “totalled” our particular insurance will cover FSD replacement. We specifically explained it’s cost and how it’s an optional software add on after we purchased it.
Because the call was recorded and they were speaking to my spouse a lawyer they will have a though time denying a claim the way Canadian courts work.

At some point the insurance industry will pressure Tesla to replace FSD free because when Tesla provides insurance it’s free for them to turn it on. This is one lawsuit with a good law firm behind it away.
If that type of deal happens in US, the insurance company will get a special deal just like they get from hospitals where insurance pays much less to hospital for same service/operation while real people who pay directly have to pay hugely inflated hospital list price.
 


Crissa

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This brings up an FSD question. If some knucklehead totals your cybertruck, have you lost your FSD?
Yes.

It's a bit of a gamble, yeah.

Tho, like the Canadian said, you can get 'gap' insurance for these things, where they give you replacement price rather than the bluebook of your vehicle. I got that for my Mazda, because I wanted insurance to cover the gap between the new cost and the car I bought, because replacing it would be a pain.

-Crissa
 

BannedByTMC

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What are the thoughts about repairs for this accident? I'm wondering if the fender flanges on the cast frame are bent or cracked can they be fixed, and if not, does that mean the entire rear casting would need replacing?

Tesla Cybertruck First Cybertruck crash accident -- head on collision w/ Toyota Corolla CybertruckRearFrame1
 

DrPhyzx

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BTW, if anyone has the patience and is actually interested, you can listen to the dispatch for the emergency call on this accident here:

https://scanrad.io/c/5/decode?playfrom=1703801681

Just press play.

It is identified as a CT around 14:29:24 - a few minutes into the audio. Often there will be some discussion of what happened as things progress, but I stopped listening after that.
 

DrPhyzx

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What are the thoughts about repairs for this accident? I'm wondering if the fender flanges on the cast frame are bent or cracked can they be fixed, and if not, does that mean the entire rear casting would need replacing?
Yeah... this is the kind of thing I worry about with the new construction techniques. It seems like a minor thing could get expensive really fast, because new panels won't mount correctly to line up with everything else if there is any damage, even a few mm, to the underlying structure. It would be great if Tesla thought about this in the design with breakaway mounts for the skin or something of that nature, but it's a worry. Unfortunately, being a Tesla-owned vehicle, I don't think we'll ever hear what happened with this one, if they even decide to repair it.
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